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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


I do not think there is a problem too big or small that Martin cannot handle. He will make it happen and I need that type of expert in the market to solve problems. I will continue working with Martin as long as he will have me. I highly recommend Martin and his great team! Desi Capaz Desi Capaz Realtor
This is my go to lender The closer The VA expert as well as First time Buyer or investor loans Martin Yataco is my go to lender Great pricing and looking forward to a great 2018 Cori Badertscher Cori Badertscher Realtor bre#01197370 Bhhs Drysdale prop Benicia
He has treated my client with respect and everyone that I referred to him for the financing of their properties have been happy. great service and prompt closings. I will definitely continue using him and is great plus to have a lender who speaks Spanish. Luis Romero Luis Romero Realtor
Martin has always gone above and beyond my expectations and my clients have said the same. I can always reach him, he takes time exploring different lending programs that may fit a clients needs, he is always professional and excited to help. His knowledge of new lending information ... READ MORE Heather Grant-Minchen Realtor
One thing we as agents strive for in a lender is great communication and a solid team to rely on, Martin and his team nail it. David Tucker Real Estate Agent
Martin is a well known Loan Broker within the Latino/Spanish community. Very professional and reliable individual, would recommend him to anyone that may need his services. Franklin Monterrosa Franklin Monterrosa Realtor/ Insurance Agent

Let's accomplish more together.

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